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Our members are owners.

Banks vs. Credit Unions

At Northland Educators Federal Credit Union, you are not an account number. You are an owner, and we build a relationship with you.

Northland Educators Federal Credit Union Banks
Profit Not for profit; when the credit union earns income it is invested back into the organization. For profit; when banks earn income, they pay dividends to the stockholders who have invested in the bank.
Board of Directors Volunteer credit union members elected by the membership. Paid Board of Directors; often the stockholders of the bank.
Insurance National Credit Union Administration (NCUA) protects member funds up to $250,000 Federal Deposit Corporation (FDIC) protects bank customer funds up to $250,000
Your Participation Member and Owner Customer
Products and Services Full Service Financial Institution Full Service Financial Institution