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Our members are owners.

Who We Are

Northland Educators Federal Credit Union was formed in 1938 as a cooperative financial institution to serve the staff and faculty of what was then the North Dakota Agricultural College. When the NDAC became North Dakota State University, this cooperative organization became the NDSU Federal Credit Union. During the 1990’s, the credit union recognized the need to provide credit union services to other educational institutions in the Fargo-Moorhead area, and expanded its field of membership to include NDSU students, faculty and staff of Concordia College, faculty and staff of Oak Grove and Fargo JPII Catholic schools, and persons employed by the public schools in Cass County not affiliated with the Fargo Public Schools Credit Union. Today, over 3,200 members enjoy the benefits of credit union membership with Northland Educators Federal Credit Union.

As a member of Northland Educators Federal Credit Union, you are also an owner. We are not-for profit and exist only for the financial benefit of our membership. Our full range of financial services includes savings and checking accounts, debit, ATM, and credit cards and a broad selection of loans. Because we exist for your benefit versus the benefit of profit-seeking stockholders, we are able to pay competitive dividends on savings and offer attractive interest rates on loans.