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Terms of Use

Northland Educators Federal Credit Union (NEFCU) offers you a wide range of content, interactive tools, and information about its products and services via this Web site. By using this website, you specifically agree to be bound by these terms of use and our privacy policy. If you do not agree with these terms of use as stated below, do not access the website.

This website and the materials contained herein have been prepared by Northland Educators Federal Credit Union, or its authorized representatives, for the sole purpose of conveying information about the credit union's products and services, and to allow communication between the Credit Union and its members or potential members. No information in any page on this site replaces the credit union's agreements and disclosures that govern its products and services. If any information on the site conflicts with information in the credit union's agreements and disclosures, the agreements and disclosures will control. Information contained on this website does not constitute legal, accounting, tax, or financial advice of any kind.

This website contains links to other websites. The credit union has no control over any other website and is not responsible for the content on any site other than its own. The user assumes all responsibility and risk when accessing any third party sites linked to this website. The credit union reserves the right to terminate any link or linking program at any time. Links to other websites should not be interpreted as an endorsement of any company, content, or products.

The information and materials contained in this website are owned by the Credit Union, or others as specifically stated. All materials on this web site are the property of Northland Educators Federal Credit Union and may not be copied, displayed, transmitted distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law. Certain articles or releases contained on this website may be reprinted with permission as indicated therein.

You agree to indemnify, defend, and hold Northland Educators Federal Credit Union harmless from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable attorney's fees and costs) arising out of, based on, or in connection with your access and/or use of this website. The credit union is not responsible for any loss, damage, expense, or penalty including direct, indirect, consequential and incidental damages that result from the access of or use of this site. This limitation includes, but is not limited to, the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure.

Northland Educators Federal Credit Union makes no representations or warranties with respect to any information on this website. While the credit union will use reasonable efforts to ensure that all information displayed is accurate, the information contained herein is provided on an “as is” basis without any express or implied warranty.

This agreement may change from time to time by posting new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

© Copyright 2011 Northland Educators Federal Credit Union and its licensors. All rights reserved.